Can I Receive Social Security If I Have Never Worked?

Roderick C. Moe, a Certified Public Accountant in Lake Worth, answers:

If your spouse worked and you have been married for 10 years or more, then you are entitled to one-half of your spouse’s Social Security or your own – whichever is higher – even if you are divorced. Your spouse still retains 100% of his or her Social Security benefit. This is an automatic guarantee and, therefore, it is not a negotiation point in a divorce.

Roderick C. Moe is a CPA and Certified Divorce Financial Analyst™ (CDFA) with offices in Lake Worth who has more than 30 years’ experience in tax and accounting for businesses and individuals. View his website and Divorce Magazine profile.